Products

What We Provide

A wide range of covers are available for businesses. These are as varied as the types of companies that trade. There are some critical covers that can be purchased easily when a business is started, Acuity can provide a tailored cover especially suited to the business and the critical risks that it faces. If you [...]

Professional Indemnity

Professional Indemnity Insurance covers you for a breach of Professional Duty arising out of the conduct of your business. A Professional is considered someone with detailed and specialised knowledge which others rely on that then gives rise to a duty of care. If this duty is breached, then the affected persons can claim damages against [...]

Personal Cyber Insurance

The exposures to hacking, malware and viruses are more prevalent than ever before, and often it’s the average consumer who is affected badly. Personal Cyber Protection Insurance is designed for individuals who use their Home IT and internet connected smart devices for personal reasons. Cover extends to family members residing with you at the home. [...]

Motorsport Insurance

The world of motorsport is not only a sport it is an industry that turns over billions of dollars globally each year. The community ranges from the extreme amateur to the most professional teams spending millions of dollars to gain 10ths of seconds. This industry needs a professional firm which again recognises that the activities [...]

Directors and Officers Liability

Recent events around the world have changed the way business is done, remote and virtual workplaces are now more common practice. With this flexibility also comes the potential exposure for businesses and their Directors, things have never been less certain. Government regulatory intervention created a safe harbour for insolvency risk but it was temporary. Directors [...]

Business Cyber Insurance

Business Cyber Insurance “The threat is real and the risk needs attention.” Operating a business in the 21st century is more challenging than ever, the risks are far more complex than ever before. The business exposures to hacking, malware and viruses are more prevalent than ever before and from a range of outside parties, which [...]

Insurance Programme Tender Management

The process of tendering for a new insurance broker or advisor can be difficult to sift through the different offerings and skills presented. Acuity has acted in this role for a number of different clients and has been able to provide and independent opinion and has the skills and knowledge to ask the questions and [...]

Insurance Programme Reviews

One of the many challenges faced by business today is being confident that their current insurances are adequate for the risks they face. Many business’ face this dilemma and rely so heavily on their advisor that either complacency or comfort derails the relationship. Year after year of renewals occur and changes in the business may […]

Insurer Claims Advocacy

Without doubt the most important aspect of the entire insurance transaction and yet the aspect most contentious and also the process least understood. Insured parties have a wide range of remedies open to them and as such without inside knowledge the insurer may settle a claim for less than it is obliged to. Acuity includes […]

Business Risk Assessments

As part of an Enterprise Risk Management programme, the business risk assessment process can be executed by Acuity using our ability to provide a facilitation process for a daily fee. In conjunction with external resources we can deliver an entire Risk Profile for businesses of many different sizes and industries. The processes and outputs are [...]

Specialist Service Offerings

We have contacts and experience to provide services independent to any companies existing appointments on an independent basis. The services fall into a range of professional engagements which are uncompromised by existing arrangements, fee earnings or future client acquisition strategies. Our value is in the knowledge rather than the market clout or global network.

Personal Lines

Every person or family has valuables that need covering. These are not just the Family home and contents, but also the car and other motorised vehicles and trailers. The fact that these products can be bought online doesn’t mean that you should. The cost saving of $10 might result in a large uninsured loss. These [...]

Experienced

We have over 20 years experience providing expert financial advice.

Trusted

We are the experienced team ready to help.

Professional

Our best specialists of insurance guarantee you will be protected.

Customer Driven

Providing excellent customer service is what inspires us and which is what we are most concerned about.

We Are Trusted By Partners

Our business focuses on helping clients to survive and even prosper from risk events that, if not dealt with correctly have the ability to seriously impact their financial viability.

Acuity takes pride in its role as a trusted advisor to business. We are able to advise on taking a non-insurance approach, where that is commercially viable to do so. We recommend covers and insurers on the basis of what is best for our client.

Our business principals have been in the risk and insurance business for in excess of 20 years and in that time have advised companies of all shapes and sizes on risks of all types and complexities.

Frequently Asked Questions

Why do we need a broker?

So that you get the best value for your money and you get covered for what you need. A broker works for you, they act on your behalf in claims as well as when placing the policy. If a broker is charging you a fee to handle your claims the choice is clear …. get another broker! This service is part of what we do and factored into our fees and commissions.

What can a broker do that I can’t on the internet?

Find places to insure various things that an ordinary person can’t. They can read and understand an insurance policy and what it covers and what it doesn’t. There are lots of insurers who do not deal with members of the public direct.
Argue with insurers with the same and sometime more knowledge about cover than the insurers claims department.
A broker may use the internet to transact business to minimise the time taken on your business, these internet options are not available to the general public. They are specific platforms designed for complex insurances and experts in their field.

How does a broker get paid? Am I going to pay more for the insurance?

Brokers are paid in two ways, Fees or Commission (percentage of the premium). Sometimes yes you may pay more, but you will get what you paid for. Our primary function is to place cover cost effectively, which is appropriate to the needs of the client and works if a claim needs to be made.

If you have a claim and the insurers are looking to deny your broker can argue with insurers about the small print, the extra money you think you may have paid will seem unimportant.