Hospitality businesses face many direct and indirect risks, so it’s good practice to refresh your risk management approach regularly. So, what’s the difference between direct and indirect risks? Identifying workplace hazards Direct risks include...
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Unreliable equipment can be the death knell for a business, with the costs of equipment failure and downtime being tricky to accurately predict and calculate. Machinery breakdowns can cost businesses money as well as cause inconvenience and...
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As a business owner, you can face financial devastation through fines, legal costs and settlement payouts. You could also be held personally liable, resulting in the loss of personal assets and monies. Tailored management liability policies can...
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Cybercrime costs the Australian economy $42 billion annually, with just one-fifth of online crime reported. The rise of cyber threats Last year, reports of cyber-attacks such as ransomware rose by 105% globally, but cyber experts don’t yet...
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Property investor numbers are at a record high, according to the ABS, with new investor housing loan commitments rising more than six percent to $11 billion seasonally adjusted. Up to a fifth of Australian adults are landlords, and together...
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Considering the huge investment your business makes in heavy equipment and plant, it makes sense to get the most use and value out of them. So how can you extend their use and ensure less downtime or pricey repairs? 1: The value of well-trained...
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With the 2021/22 financial year done and dusted, now’s the time to get shipshape for the next 12 months. As well as your finances, though, have you made time in your schedule to review your insurance cover? Review your business for changes...
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The construction industry is confronting the twin challenges of a tsunami of projects expected to peak next year, yet many hurdles threaten to thwart success. Rising rate of insolvency in construction Protracted supply chains, increasing material...
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Aussie winters bring added challenges to managing the safety of your transport fleet. These include high winds, lashing rain, hail, fog, black ice on roads, fallen trees, and in some parts of the country, snow. It is important to have a best...
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Research has shown that up to eight in 10 homeowners are underinsured. The Australian Institute of Quantity Surveyors (AIQS) is lobbying for residential property owners to have a professional replacement and assessment report before they can be...
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As we’ve seen with the devastating floods earlier this year, a one-in-1,000-year flood doesn’t only occur every millennium. Having a flood action plan can reduce damage to your business by an estimated 80%, and it doesn’t need to be...
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With the winter season upon us, it is time to ensure that your construction site is safe, avoiding any extra hazards the colder conditions might bring. Here’s how to identify and deal with them promptly. Slips, trips, and falls Wintery...
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