As a business owner, you know how important it is to maintain the safety of your work fleet and have clear policies for staff using them. The cost of fleet accidents Research has shown that the social and economic costs of all road crashes in...
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Small-to-medium-sized businesses make up 93% of Australian businesses that export, with the typical business having turnover of almost $5 million and operating in just one market. However, a report found that almost half of all businesses...
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Operating a business that uses transport and logistics creates unique risks and issues to manage. Shutdowns and supply chain disruptions, such as we saw during the pandemic, highlight the crucial role the transport and logistics sector plays in...
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As a commercial property owner, it is important to understand your responsibilities and ensure that you have the right insurance coverage to protect your property against potential damages. Unoccupied buildings During the pandemic, commercial...
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Businesses keen to invest in insurance as part of their risk management approach may notice insurers are pickier about offering cover and premiums are rising. That’s because we’re now in a hard market. When that happens, it means that the cost of...
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Professional liability insurance – also known as professional indemnity cover – may not be compulsory for your sector. But it could be an investment in risk management worth considering. This cover offers protection against legal costs for...
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Australian farmers are on tenterhooks with a 50% chance of an El Niño dry weather pattern arriving later this year. El Niño alert Some climate models forecast the pattern could develop into a ‘super El Niño’. That would mean very high...
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Is your small business among the one in four that say they’ll go under if faced with a liability claim? Or lose clients, expect less revenue and have cash flow woes. What does underinsurance mean to business? Having inadequate cover to protect...
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Last year’s wetter and warmer than average weather could be a sign of things to come, with Australian agriculture having endured three La Niña weather patterns in a row. Uncertainty and extremes are the themes for our country’s future climate and...
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According to the Australian Bureau of Statistics, small business workers make up 43% of injury claims. The main industries include construction, agriculture, mining, transport, manufacturing, and warehousing. But Australian small businesses can...
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Cyber-crime is the #1 risk for Australian businesses, with an incident reported every seven minutes on average to the Australian Cyber Security Centre (ACSC). As well, cyber risks and business interruption are the top insurance concerns for...
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The past three years have been a whirlwind for hospitality businesses. While the pandemic seems to be on the wane, your business should still do everything reasonably practicable to reduce the risks of COVID-19’s spread. However, there are other...
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