As a commercial property owner, it is important to understand your responsibilities and ensure that you have the right insurance coverage to protect your property against potential damages. Unoccupied buildings During the pandemic, commercial...

Professional liability insurance – also known as professional indemnity cover – may not be compulsory for your sector. But it could be an investment in risk management worth considering. This cover offers protection against legal costs for...

Is your small business among the one in four that say they’ll go under if faced with a liability claim? Or lose clients, expect less revenue and have cash flow woes. What does underinsurance mean to business? Having inadequate cover to protect...

According to the Australian Bureau of Statistics, small business workers make up 43% of injury claims. The main industries include construction, agriculture, mining, transport, manufacturing, and warehousing. But Australian small businesses can...

The past three years have been a whirlwind for hospitality businesses. While the pandemic seems to be on the wane, your business should still do everything reasonably practicable to reduce the risks of COVID-19’s spread. However, there are other...

Cyber security is a top risk management concern for Australian businesses, with eight in 10 organisations hit by ransomware. Research has also shown that small businesses are more likely to have poor security practices due to common...