Investing in Australian property involves substantial upfront costs like stamp duty, legal fees, and mortgage-related charges, with ongoing monthly expenses such as mortgage repayments, property management, maintenance, and potential vacancy periods significantly impacting cash flow. Effective financial planning—including insurance coverage and tax strategy—is critical to protecting your investment and maintaining profitability. A well-managed investment property requires both a realistic understanding of costs and proactive risk mitigation through insurance and expert advice.

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