As we’ve seen with the devastating floods earlier this year, a one-in-1,000-year flood doesn’t only occur every millennium.

Having a flood action plan can reduce damage to your business by an estimated 80%, and it doesn’t need to be expensive or time-consuming.

From the ground up: Establishing flood-proof buildings

Follow your local council for updates to flood management plans.

Modern technology can also help when building new premises or retrofitting an existing one to minimise flood damage.

Have separate electrical circuits upstairs from downstairs, so if the ground level gets flooded and switches off, you’ll still have power upstairs.

Simple methods you can use to flood-proof your business

Simple measures can make a difference to help flood-proof your business, including having flood barriers on doors or around essential equipment.

Create and display a business flood-safe plan and save it online as well as in hard copy.  Regularly communicate to and train staff about the plan.

Does my business insurance cover floods?

Only some insurers offer full flood cover for businesses. As your broker, we can help demystify the fine print and bolster your risk management strategies.

If you would like to know more about having the right policies to protect your business from floods, please CLICK HERE or contact us for more information.