Construction workers often face relentless schedules, and researchers from the University of Technology have crunched the numbers:

• 40% exceed a five-day workweek.
• 25% work 55+ hours weekly.
• 37% put in over 10 hours daily.

With $230 billion in infrastructure projects and 1.2 million homes to build, the pressure is unrelenting.

Could a mandatory five-day workweek improve work-life balance, attract diverse talent, and ease staff shortages? While promising, the idea raises complex questions.

Challenges of Implementing a Five-Day Workweek

While a five-day workweek might initially seem ideal, it presents notable challenges for the construction sector. Projects could see extended timelines by 5–25% and cost increases up to 4%. Subcontractors often underprice projects by around 20% for a five-day format, indicating that an industry-wide shift might drive costs even higher.

Employers may struggle to absorb these added expenses. For workers, the idea of earning less while being expected to maintain or increase productivity might be unappealing. The challenge of finding a balance is especially pronounced for employees juggling family and caregiving responsibilities, who often require flexibility.

Potential Impacts on Work-Life Balance

Advocates for a five-day workweek emphasize benefits like a clearer distinction between work and personal life, along with strong worker support for shorter weeks. However, younger, less experienced employees may struggle with increased workloads needed to make up for reduced hours. Women in the industry, particularly those with caregiving duties, may find the decreased flexibility in scheduling challenging.

Exploring Other Solutions

A five-day workweek is just one option among several that might be suitable for SMEs:

• Flexible working arrangements, allowing workers to control when and how tasks are completed
• A ‘soft’ five-day week, keeping sites open on weekends for optional work
• Job sharing and rotational shifts
• Digital workforce management tools for efficient task assignment and employee allocation
• Compressed work weeks, such as four 10-hour days

Insurance and Risk Management Considerations

Extended working hours can increase workplace injury risks due to fatigue and reduced focus, leading to errors and injuries. Key insurance considerations include:

• Workers’ Compensation Insurance: Covers medical expenses, rehabilitation, and lost wages from workplace injuries.
• Public Liability Insurance: Protects businesses from third-party claims for property damage or personal injury.

Compressed work schedules might prompt rushed tasks, resulting in accidents. Strained subcontractor relationships could lead to contractual disputes, possibly covered by management liability policies.

Balancing work schedules can reduce employee turnover and protect training investments. Reviewing policies with a broker or adviser ensures they meet your business’s needs and help mitigate risks associated with changing work schedules.

Making the Best Move for Your Business

While a five-day workweek offers potential benefits, its viability hinges on balancing costs, timelines, and worker satisfaction. Consider flexible strategies to assess risks and discover solutions that best fit your team.

We can help tailor your insurance coverage to adapt to these changes, covering liability, workers’ compensation, and contractual risks.

If you would like to know more about the mandatory 5-day work week CLICK HERE, or contact us to explore strategies that safeguard your operations and support your workforce.