One of the many challenges faced by business today is being confident that their current insurances are adequate for the risks they face. Many business’ face this dilemma and rely so heavily on their advisor that either complacency or comfort derails the relationship. Year after year of renewals occur and changes in the business may be thought too trivial to mention to the advisor or worse still are mistaken for no fundamental change in the business.

• Gap Analysis
• Insurable Risk analysis
• Simplified Maximum Probable Loss analysis

The primary challenge for any business is obtaining this advice independent of having a broker provide formal quotes.

Acuity are able to provide specific advice at a policy or programme level for fee with a contractual commitment to remain independent. This allows the relationship with the incumbent to remain intact and for a trusted business partner to remain in that role but benefit from a new perspective. Many non-specialist insurance brokers take their role seriously but are hamstrung by lack of experience in difficult areas of cover. This doesn’t mean their service and business advice is sub-optimal, it’s an acknowledgment of the detailed and technical nature of insurance in the 21st century.

Acuity are very happy to work with your appointed and trusted advisor to reach a business outcome for the particular problem policy. Further we are happy to add value to the programme by assisting in the preparation of renewal documentation for presentation to insurers as part of a marketing exercise.